About Bob Naranjo:

Bob Naranjo has helped clients throughout Worcester, Middlesex, Norfolk and Bristol counties in Massachusetts and is also licensed in Rhode Island. He enjoys working with first-time home buyers, FHA loans, VA loans, and MHFA buyers. With first-time home buyers, low down payment and no down payment mortgage loans can be a great resource. Bob helps you understand the pros and cons of each mortgage program. Solutions can include options like the Fannie Mae conventional 3% down payment mortgage, FHA 3.5% down payment mortgage, VA 0% down payment mortgage option for military and USDA-RD 0% down payment for buying a house in an approved rural neighborhood.


A note from Bob:

I always advise my first-time home buyers to call or meet with me in person as soon as possible so we can examine your specific needs. We begin by looking at your credit score and discuss how credit scores can affect your interest rate and monthly PMI. There are many good ways to improve your credit score, if needed. My team and I look forward to guiding you home through the mortgage process.

Don’t hesitate to give me a call to start or with any questions you may have.